Insurance Premium Financing Highlights

  • Insurance premium finance is a specialized type of financing that allows an insured to spread an insurance premium payment over the term of the policy rather than paying the full premium up front.
  • The insurance premium finance company as lender advances premium payments on behalf of the insured. The insured repays the lender according to an agreed payment plan, usually consisting of a down payment followed by a specified number of installments.
  • The unearned premium of the policy being financed serves as security for the loan and, generally, no other forms of collateral are required.
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P. O. Box 66708
Houston, TX 77266-6708